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Both payments are based on the income of the family or individual. As a rough measure, a couple with one child could claim tax credits if they earn less than £26,000 per year.

Child tax credit is paid to the main carer of the children.

HM Revenue & Customs has details of how to claim child benefit.

You will be able to receive free dental care and free prescriptions while you’re pregnant and until your baby is a year old.

You don’t have to pay the money back, and it won’t affect your other benefits.

The latest you can claim the Sure Start maternity grant is three months after your baby is born.

For the following 33 weeks, you will be paid the standard rate of £139.58, or 90 per cent of your average weekly earnings, whichever rate is lower.

If you’re not eligible for SMP, you may qualify for maternity allowance.

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HM Revenue & Customs has more information and an online questionnaire you can fill in to find out if you qualify.

If you’re pregnant and an employee, you may be entitled to Statutory Maternity Pay (SMP). You can claim maternity pay if: SMP is paid for a continuous period of up to 39 weeks.

For the first six weeks you will be paid 90 per cent of your average weekly earnings with no upper limit.

If you’re on a low income and receive certain benefits, you may also be able to get a council tax reduction.

You should contact your local council for more information and to apply.

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